Considering the Cleveland market has been rebounding at a considerable pace, much of the country is also trending upward, in some cases and in certain areas of the country on the west coast as well as the east coast we are seeing pricing exceed market crash levels.

Your capital is unbelievably valuable, and right now you're not getting a great return on it.Normally I think I'd vote for you selling and rolling that into 25% down on a nice apartment building, but with your experience level I worry that could be a tough transition.But just remember before you go with a cash out refi or HELOC to calculate not just your return on cash, but also your Return on Equity.

Looks like the electricial wiring is original two cloth-insulated wires, although the kitchen and bathroom have three-prong GFI outlets.

However, what recommendations do people have in terms of finding out about more macro-level information about certain cities and areas?

You will need to get a flood elevation certificate to determine if the 4plex was grandfathered in to a lower rate, if you will need to pay a higher rate, or if the 4plex is above the base flood elevation level.

Also I wonder if they paid back the many other loan programs that they used to pay back the TARP (TALF, TAF, TLGP, PPIP) (robbing Peter to pay Paul) But I personally don't know any bankers at that level ... just what I've read in Bloomberg, etc. 

:Brian, would like to here more about this co-op.Hi - I opened a more specific post about the financing situation here under the title Co-op Community Unit Finance Options: https://www.biggerpockets.com/forums/50/topics/269...If you're interested about the actual community etc. on a personal level we can connect offline and I'll gladly tell you more.

The house is 5 split level with the lowest level unfinished. 

It was not so much the level of wages as the very concept of wages itself that fueled much of this protest.

Borrowers can have blanket liens filed at the county level for judgements.