Due to the nature of second liens, the recover-ability is much less so the discounts are larger.

I have sort of a loaded question, I was wondering what is the best or most successful way to pitch a wholesale deal to an end buyer would be, as well as an overview of the process because I cant find much on it!

If you talk about what you do with people you know and people you meet, you will eventually bump into people who might be willing to invest.Another option is some sort of line of credit with a bank.

IMHO, investing (rentals) and residences are different sort of beasties.

Now if they're wallowing in their cash and can afford to lose their money, perhaps you can discuss some sort of investment partnership.

What has kept you from venturing into duplexes/fourplexes or larger multi-family properties?

If it was important to HUD to prevent this sort of thing, they would have done something about it by now.To be honest, HUD should be happy as long as you're closing.

I do know they run an eviction screening and a police record screening of some sort.

Any sort of side deal or borrowing the down payment then signing a form stating its not borrowed are all forms of loan fraud.

There are always going to be larger investors who can buy more properties but there are also always going to be people getting out of real estate.