We take any extra cash flow and move it to savings, so the checking account never has a super large balance.

It's abysmal and you should run the other way in terror because houses like that are alligators that will eat you alive rather than fund dreams of passive income.Plus, it just doesn't scale well. 

By day, I'm a Technical Project Manager for a large console gaming company.

I am also starting off with my dad and brother and believe the same as you, we can buy more properties and scale a lot faster together than individually.

I can make a large downpayment I just need a real estate investment I can pay off over the next 4-5 years.

I am looking into hiring one to help scale my business.

I have an accepted offer on a large multifamily in Gardner and will require a good property manager.Thanks,Adam

Proximity to highway 70 and 270 has a huge impact on demand and large effect on rental rates/home prices. 2.

My wife and I decided to take a fairly large, yet calculated risk by leaving my job a couple of months ago.

Both are great programs and your overall credit profile would be a large driving factor as to the better fitting program.