Title Insurance is regulated by state to include the fees. 

I am not sure where the pricing is today as all of my recently originated debt is construction financing which is adjustable and  tied to the fed rate but your broker is not being honest with you if they are saying rates never drop below 7%.As for your desire to complete a BRRRR, the interest rates certainly impact the debt coverage ratio and thus the refinance proceeds.

I recently did the job I needed for $600 equipment included vs. $1650 I got quoted from a company. 

This includes individuals affected by disasters, those living overseas (including military personnel), and eligible support personnel serving in combat zones.In conclusion, while filing for an extension can provide breathing room for completing your tax return, it’s crucial to remember that it doesn’t grant an extension for making payments.

Considering other choices, including buying a single-family house for your permanent residence and looking into different areas for mid-term rentals, can be worthwhile given your family's needs and preferences.

Additionally, Blue Ribbon Homes includes a property management team explicitly designed to handle my portfolio and is now offering a range of services to other investors.

If we have to use that list, that's fine but I feel there are some other bigger-ish metros excluded like Nashville, Raleigh, etc.Fair points - I am saying percent value.And sure thing on including Nashville on Nashville and Raleigh.

What is your debt service coverage ratio?

Our required contracts include spelled out options on how a seller will pay a commissions and how the listing agent will (or will not) split that money with a buyer's agent.

I have 140k gross income last year, no other debts, first time home buyer.