Just found out that assumable loans are a thing for VA loans. 

Are you leveraging the stability of conventional loans, the speed of hard money loans, the flexibility of private money, the creativity of seller financing, or the collaborative approach of partnerships?

To secure the construction loan for the duplex, I would use the entire property as collateral to meet the down payment requirements.Does this sound like a good strategy?

Fees on DSCR loans always depend on closing date and loan amount.

Your pricing is similar to online quickbooks, so financial risk is none.

Double check the names, address, loan amount, other contact information, etc A few important documents include: The closing disclosure, The deed of trust, The note, and The warranty deed.

Be prepared to document where that cash came from - in your case, that's easy, your HELOC.Would be happy to help you with that sort of transaction if you want to reach out - I find a lot loan officers are unfamiliar that this option even exists. 

I would hate to lose the lower rate loan and not be thrilled to give up the prop 13 savings.

This will help you to make certain that your loan will secure adequate value.

Check out local areas and homes, meet with pros, and look into financing like regular loans or FHA loans.