Where you may run into problems is whether or not the contract governing the terms of the mortgage is being violated by the sale and if the bank decides they want to enforce the "due on sale" clause due to that violation.

Is there any states in the US where a lease option will not be possible due to high government stamp duty or what ever other reason? 

Capitalism works when government can enforce property rights and the laws that govern capital.

The Fed announces new rules for mortage lenders:

http://biz.yahoo.com/ap/080714/fed_mortgage_crisis.html

8)

what does this government bail out mean to us?

The telephone, the telegraph, the computer, electricity, automobiles none came from government.

Chase bank where I have my accounts will hold the cashiers check for so many days before crediting it.I wouldn't let any tenant move in until payment was verified.Chase has told me they have even had social security checks bounce from the government.I am not joking...............On what you can do to collect you first have to get a judgment.The in most areas you can go for a bank levy or a wage garnishemnt.For the bank levy you cannot touch social security,pension,or retirement funds.If those are pulled out the money will be reversed back to their accounts and credited.On a wage garnishment you can only collect up to 25% of income from their check and that's if they make over the federal poverty guidelines.If they don't make over the guidelines you can't do squat.If they make over 25% that is the total that can be taken out period.So if 2 garnishments are before yours you get what is left over out of that 25%.Generally the people will not stay at the job and will move to an all cash job to avoid the garnishment or they will file BK.There are collection companies that will buy the debt from you outright for very cheap or you can have an arrangement where they get so much of a percent of whatever they collect and the rest is yours.You can set it and forget it and put your time to other uses.Judgments are easy to get and very hard and time consuming to collect.The moral of the story is to screen your tenants very wisely and make sure the money is in hand.When I sell stuff on Craigslist I only take cash and I have a pen to check the bills.Some might call that over the top but I have never been scammed.Just like my friend said I was paranoid always looking for cops so I wouldn't get a ticket.My driving record is perfect and he has 2 tickets in the last year jacking up his insurance rates.no legal advice

Most of her children will be unable to take care of themselves and will get government aid for life!

In PA, the smallest level of government is a municipality (township or borough), of which there are many in each county.

It is 3 or 5 or whatever the government says it is.