Good news is rates are starting to trend down and property values are still growing.The cash out can serve two puposes it can help pay off some high interest credit cards and be used for a down payment. 

Not sure what the going rate is.

I would use nontraditional REI strategies right now, due to interest rates and housing premiums.

Unless rates are finally cut and prices rice, then maybe it’s a six figure mistake. 

Floating rate gets a bad rap.  

As for what I can provide, I've been strengthening my underwriting skills by analyzing deals on LoopNet, diving into metrics like NOI, cap rate, and the 1% rule.

The discount was .75% then.

We evaluate the after-repair value using a gross rent multiplier and a NOI/cap rate model. 

She was also able to refinance the loans that made sense to near rock bottom rates when rates were low.

I think we've all seen the DSCR rates swing up and down as well over the past two years, on several occasions, DSCR rates were beating conventional rates at par pricing by nearly 0.75% at higher leverages.