Many people have no title on the card.

This is different from credit cards debt... very different.

I'll be putting out bandit signs and getting business cards as well.

I prefer that to Dave Ramsey's FPU primarily because I do not agree with some of his hard line stances, including his no leverage and no credit card stances.

Thank god for online banking and credit cards.

I don't give "owners manuals," but if it's a property where I did a full remodel, I'll hand my business card to the buyer at the closing table and tell him/her to call me if they have any issues.

I have a decent amount of 0% credit available on a personal credit card.  

I do that so if people read my question they will ask me well I happen to believe in getting a promissory note drafted and notarized after we make the vebal agreement of the loan and terms and I also ask for a copy of thier State ID card so I can do my research on them see if there is any I need to know before I do the deal and make sure the deal will not change words wont get crossed and its for my personal file

Why not call your credit card company and dispute the charges @Gary Denton?

What have I said that is negative as that seems to be the card you play with every questions presented ?