Similar to what @Lyndsay Zwirlein recommended, call your local credit unions.

Its not capital gains tax at all.So, none of what you just replied to technically works.Of course, consult a qualified professional... 

You will get burned but it’s par for the course, I let them know they can make slot of money of me once or they can have a repeat customer for years.

Fayetteville's 2022 figure for GDP is at $21.8 BillionI of course have to mention appreciation in Fayetteville, looks like from Q2-Q3 2023 we posted a 3.12% appreciation rate. 

Most of them will try and sell you a course at the end that you could choose to purchase or not, but regardless they usually offer helpful information and tidbits in the free part.

If you had the ability to control your credit card interest rate and you had a ton of debt, wouldn't you lower it? 

If your finances and credit are in good standing, it sounds like conventional would likely be the best way to go, if it’s your first rental property.

A variety of resources are accessible, such as podcasts, books, online courses, and discussion boards.

My credit score is above 700, I don't have much debt (5k on a credit card and 20k student loans). 

Would you do the roof work so the rest of the project could be finished over the course of the next year or so as funds were available or would you focus on just buying a different property entirely that would make more cash flow?