You have every right to come back with a lower offer.First of all, commission is really the seller's problem and not yours. 

Possibly we could invest for appreciation only if it's close to breakeven with not too much negative cash flow and the upside appreciation is very promising.

Newer homes should have lower CapEx expenses, which helps with with cashflow.

Closed in mid-March.TDLR; In my experience, the criterias you adjust for after a couple months of just looking and running numbers will help you determine which market might suit you the best.

Pretty close to being priced out actually.  

I do a good amount of lead gen, part of the reason I am successful, and I’ve started listening in for folks who may have distressed properties or pain points that require a lower sales price.

Even at a purchase price of $1 million in the Boston metro, that's only like $50k plus closing costs versus using all your money on one deal.

I find that it's very rare that a lender will actually close at this amount of leverage because they would typically be putting up a much larger amount of funds than the property would be worth at the time.Has anybody actually worked with a lender that did fund based off of the LTARV?

If you know what you're doing and can stop the foreclosure you'll close a lot of deals. 

The key is to create more well-paying jobs in Worcester, close to where people live.