You Do have total control over what you offer. 

However, I've had horrible experiences with both American Home Shield and Total Protect Home Warranty. 

However you are looking at about $20,000.00 in total cost so you will have to determine if it would prove worth it to you.

Do a little research and see if it's totally necessary for the cost of a commercial loan.We always counsel our borrowers to get all the  conventional financing they can get and then once they've hit their 10 loans, go commercial. 

I can sell it or rent it easily.Is it better to sell it or rent it.The house appreciated about 70k in 4 years and about 30k principal reduction which a total of 100k..If I rent it I can make $700 monthly above mortgage.I purchased another primary residence and am moving in two weeks.I want to make the best decision.Thank you for your input.

I would bet you she won’t have a reasonable credit score based on what she has already said.

Simply call up the property tax assessors office and ask them what the total MIL rate is for a particular city. 

You have a tenant you are inheriting and I will bet the portion that MHA pays is at least $750/mo and the tenant is responsible for the other $200. 

pid=1563Houston Real Estate Highlights in August(* asterisk denotes that the “Harvey effect” has been removed): Single-family home sales rose 7.6 percent year-over-year, with 5,844 units sold*;Days on Market (DOM) for single-family homes declined slightly to 49 days;Total property sales jumped 36.8 percent, with 9,978 units sold;Total dollar volume increased 40.1 percent to $2.86 billion;The single-family home median price rose 3.0 percent to $236,870, reaching an August high;The single-family home average price also achieved an August record, rising 1.9 percent to $300,670;Single-family homes months of inventory was at a 4.1-months supply, down from 4.3 months last August and equal to the national level;Townhome/condominium sales rose 12.3 percent year-over-year, with 457 units sold in 2018 compared to 407 one year earlier*;Leases of single-family homes rose 7.6 percent with the average rent up 3.4 percent to $1,926*;Volume of townhome/condominium leases fell 8.6 percent with the average rent up 5.5 percent to $1,639*.

The total amount of damage is close to $18k, which far exceeds their security deposit.We sent an Invoice and broke down all the damages by line item and even gave them receipts for what we had and also estimates for the major items like damages to carpet (brand new and installed just prior to their tenancy) and major gouges and deep scratches in all major rooms (we have pictures of everything).