Thanks Patti, I will certainly read your blog post on this topic.

The following discussion can be a good start for you:https://www.biggerpockets.com/forums/51/topics/527...

So just a quick check before you get excited about writing an offer on the property to ensure income limits aren't going to kill the deal... keep in mind that rental income counts towards that limit, so really you're limited to census tracts with no income limit (again, 90% of many major metropolitan cities).Here's my little "Why 6 year old biggerpockets.com podcasts and blog articles telling you to start with FHA are, as of 2018, wrong."

Links to similar previous forum posts:* https://www.biggerpockets.com/forums/12/topics/592...* https://www.biggerpockets.com/forums/81/topics/246...* https://www.biggerpockets.com/forums/61/topics/156...

Hi Bigger Pockets,I am trying to "sharpen our pencils" so to speak when it comes to proper reserve amounts for rental properties and I am having a difficult time finding concrete answers to this topic.

Now, allowing 2 tenants that have been there for many years, continue to stay for another year at the same rates, is I think an effective business decision and I'm not going to go through all the reasons why on here, because I do believe we are steering off topic.

I have since found a path forward and will be moving on this soon, however I am still interested in this topic. 

Here's one of his.https://www.biggerpockets.com/forums/621/topics/59...I've also been using https://www.neighborhoodscout.com/ca/sacramento to get a very rough sense of areas over there.

I've shown her articles, real life success stories, and tried to explain to her that we can build substantial wealth over time.

An appeal shall lie from the judgment of a general district court, in any proceeding under this article, to the circuit court in the same manner and with like effect and upon like security as appeals taken under the provisions of § 16.1-106 et seq. except as specifically provided in this section.