I do like the fact that with direct ownership I have a lot of control over what can be done to adjust income, but I also accept that I might be too small of a fish to survive in the pond.

Water test at least once a year.

Before judgment is past I say lets learn the details of what is and isn't acceptable and then go from there.  

You need to be prepared to advocate for yourself to keep things moving through the process.You must either be in the target demographic (earning less than median income for MSA) OR be buying in a census tract that is eligible (based on the income demographics of the tract).In a competitive market, getting a seller to accept your offer, with the NACA qualification letter, rather than a traditional preapproval letter, can be a challenge.Having said that..

When I was in 9th grade I took a career test to see what I wanted to do when I grew up.

The previous landlord could have been lenient on late rent payments or maybe they will just try to test you, but you need to be prepared to lay down the law and establish with them that you are a professional not a hobbyist.  

Here are a few with well-reasoned processes that seemed helpful.https://www.missouriwestern.edu/reslife/wp-content...https://www.unl.edu/ssd/PDFs/assistanceanimals_pol...http://www.buffalo.edu/content/dam/www/campuslivin...I have to run, will try to add more later but you get the idea.And to be clear, I am not implying we should discrimate or not accept those who truly have a need!

Agreed, looks like the 2 properties I've got accepted offers on would be in the $50-75 range each, really not a huge deal and if they keep cleaning up the city I think its well worth it.

Becoming an agent takes time (90 hours of class work + lots of extra hours to get started), and MONEY (a few thousand dollars to do the class work, license fees, fingerprinting, test fees, and then pay all your dues).

I think he'll accept 80k, 75K to satisfy the loan and 3-4 thousand.