Just manipulate the mortgage until it reflects your monthly payment.

It's a powerful method for building wealth through real estate, especially for someone like you who's eager to get into the market and maximize returns. 

The interest payments will be additional deductions/expenses. 

It's listed right on our website on our Property Management FAQ.It is also listed in our Property Management agreement which is available for anyone to download.As for the water payments.

The house I closed there in December (at 8.5%) ended up with DSCR of 1.3The other alternative is most of the money for the down payment is in MSFT and GOOG so I could leave it in the stock market.

.- Living in Southern CA, makes it a bit of an issue due to the high cost of homes which is why I was looking at alternative methods. - I read Paces' "Wealth Without Cash" and am interested in Pre-Foreclosure opportunities. - Whether it be a house hack (currently live with parents so would prefer to rent out if it is viable i.e. it not being a primary residence) or a sub-to.

do you have down payment + closing costs + rent ready costs + reserves + savings + emergency fund? 

They handle payments, payoffs, and year-end tax information. 

Just always good to check local building codes to ensure this method is allowed.

Lender can foreclose due to property taxes not being paid, insurance being lapsed or payments not being made on the loan