So alternative was to fly here for one day or try to go someplace else in Europe to an American embassy to sign. 

Now I'm being steered towards American Modern, but the premium is twice as high!

Can go from $25 to $500k…large line.Frost Bank, in Texas only.CALIFORNIA: Bank of Southern California, Bank of West (BNP Paribas), Cal Coast Credit Union, East West Bank, up to 60% LTV with "no docs" San Fran, First Republic, Fremont Bank, Golden1, HSBC, Quorum FCU, Silvergate Bank, Umpqua,TEXASFrost Bank, East West Bank, Hanscom FCU, Trustmark Bank, Veritex, WAFD BankUTAHMountain American Credit Union and America First have great rates for HELOCsAmerica First will do a HELOC on an investment property in Utah.STR DSCR Mortgages (not HELOCs)VisioHost FinancialAmerican HeritageLendingOneRCNTemple View Capital

The junior lenders are going to get hurt regardless and if the main lender is not paying attention, only then could they get hurt, but it is the interest of the State/society that banks pay attention, so no harm forcing lenders to pay attention.

In 10 years you will be more wealthy than 90% of the people in BP or in society.  

Never underestimate the stupidity of the American consumer. 

@Theresa Harris Ah unfortunately I am not American but I do see your point.

Society usually gets used to these introductions gradually and a lot of refining of the current statutes in most of the states would be required before it becomes main stream.Most states are allergic to change by default with each state often always trying to flex its muscles.

They've paid their debt to society.

I wanted to invest in a Central American country that had reasonable potential to ROI or where I would be comfortable living there if I chose to.