I am a former CFP and financial advisor who's now working as head of accounting/finance at a 500 unit multi-family operator and developer in LA who specializes in Section 8 tenants. 

Only some companies may run some sort of special deal on a rate but that usually comes with their own terms like a 15 day rate lock (so, yeah, you've got to close within 15 days to get that rate). 

Some regions in Italy also offer that guarantee in special cases.

Full time investors will spend 60-80 hours.5) What specialized skills do I have that will help me succeed?

@Peter Fuentes Post-covid times can be a big factor with the market specially when the eviction ban lifts.

I work with commercial advisors who specialize in multi-family and all of which who focus on subsectors in each given market. 

We Refi'd into a specialized Heloc that allows us to access up to 80% of equity, with a much longer term and more stability than traditional helocs.

Stannard washing machines have special plumbing requirements.

How often do they have special assessment, do they have good reserves, will they change the rules to limit or ban rentals?  

We're doing research online and while we've found what seem to be some reliable companies, most of them specialize in higher-end remodels and their price per square foot is insane.