Hi Ben, what is the reason you are not wanting your rentals to affect your DTI and why are you thinking they are affecting you? 

But the situation did get me to start thinking on how to properly analyze a small multifamily house.I've only invested in SFRs so I'm a little green when it comes to properly analyzing a duplex.

Therefore, the walls supporting the floor/ceiling also need to be protected. 1 hr. walls, so 45 minute doors and windows, I think.

We are thinking of buying an investment property in Puerto Rico and I would like to try to get a pre-approval before my trip there in October.

Actually, I think that now that Jimmy's dead, the Margaritaville line is going to be in for a serious decline in the coming years.

We are thinking about house hacking, but we've never lived in a multiplex type of neighborhood, so this is going to be really new for us, and cannot say that we are fully comfortable with it.

I also think that partnerships are very dangerous.

I think I am leaning towards QBO.

Quote from @Chris Seveney: @Jaquon MillerDepends on your long term goals but based on what you wrote, I would strongly consider refinancing Thinking about it but hoping that rates don’t get cut soon after.

I dont think you can call it totally passive if someone does that they are probably going to make a mistake you need to work the loans and put time into them to ensure all the safety items you mentioned.2.