New staffing model - we have divided our property teams into two block shifts to create staffing distancing and separation.

They are actually addressing two separate issues at once in the same written, not verbal, letter.

All utilities are separated.

Or could I still sell the house and pay off the roof loan separately?

Lenders/originators were then required to be separately licensed and, for the most part, agents are hands-off and definitely arms-length. 

.- Mortgage paymentWhen I run the details I usually come out near 5% cashflow plus principle payment that will give me a starting annual net worth return of 8-10% without counting appreciation.I run a separate checking account and separate Quickbook file for each of the 3 properties.

We do have each tenant submit a separate application including background and credit check. 

They will be separate documents.2.

The info my neighbor provided showed the contractor's cost separated from their profit.

I will be renting the building out separately. 100 to 200 /month What was the outcome?