I hired a company, which turns out to be a guy operating solo.

Hello Mandy,  I work for a company called Visioneering Studios, we are a design+build firm that focuses on churches!

Determining whether the venture falls under a service or rental business hinges on the provision of substantial services; for instance, if a bed and breakfast service is offered, it must be reported on Schedule C, triggering a 15.3% self-employment tax.Moreover, personal use plays a crucial role in the classification of the property.

If your income is strong and taxes are accurately reported, you have a shot. 90% of investors write off more than they make so this upside down calculation is what causes the average person to qualify for HELOCs.

@Kris HaskinsA lot to unravel but if they recorded your deed for purchasing the property prior to the ratification of the sale then that creates issues which the lender should have gone with your closing.The agents and title companies in this are a mess as how did it not show up on title or with the listing agent what was going on.

There are several skip tracing companies out there.

She stated she did this so that we report the full 36k 1099. 

I am an agent here, however i also invest in property myself, and run a property management company.

Source: American Homes for Rent Annual Report for the fiscal year ended December 31, 2023, page 27 (https://www.sec.gov/ix?

Do you recommend any wholesaler that operates in the DMV area, or any nationwide company that's trustworthy.