I will be able to cash out my original down payment + 30k more if I wanted to but as im going through the process I was wondering in the future if I pursue investing full time how do you still get approved for mortgages?

This will help get you a lower payment for the first 2-3 years of ownership and allow you to refiance when rates come back down.Show as urlRemove3-2-1 Buydown Mortgage: Meaning, Pros and Cons, FAQsA 3-2-1 buydown mortgage offers borrowers a three-year break from high interest rates.

I was planning on funding the 25% down payment on the single-family rental purchase with a HELOC from my primary residence.

I’ve also built relationships with reliable plumbers/electricians and other handymen who will be very helpful resources in the future.

You'll pay top of the market price and with the current mortgage rates, it's unlikely your payment will be covered by rent.

It usually is less than 200 per year in payments 6 months apart of less than $100. 

If you have the income and credit, maybe you can sign on for the loan and someone else provides the down payment?

Unless you are using commission, bonus, or have variable income to qualify, you should not need to wait 2 years for conventional financing, which will have lower rates and less down payment required than DSCR (assuming you plan to house hack).

You bring your total down payment to the table for the property closing and they escrow the rehab budget to pay out in a series of draws as you complete the project.

I am not able to access my HELOC due to a payment assistance I used during COVID.