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Hi everyone,Who are some good landlord insurance providers in FL?  

Consider this post a public service.Each Appraiser provides a similar service, but the manner in which they provide that service may vary.

I have State farms on my main house & attached ADU, but since they are NOT issuing new policies in California, I have been unable to find an INS company willing to just provide INS for my rental.

Renter's insurance ensures that if something happens to the unit that renders it uninhabitable that they have a policy in place to provide financial relief for relocating.

This isn't always as simple as it sounds, but could provide some additional insight.

If no, you are wasting a lot of effort and I will tell you why.The more shady the marketing, the more you need to push your credibility scorre up.If you have a nmber 1 ranking website and a ton of reviews and you are all over facebook with thousands of lieks and comments and myou give to charity and people talk about you and Google suggests you when people seach for keywords... sure you have enough credibility.But put a bandit sign out and people have no idea who or what you are  they need to have a way to find you on their own when they try to do a bit of research about you.So now you spend all this effort cold calling and what not, and when you DO finally score and the person is somewhat interested or at least curious, and you can not provide a website with your mission statement, an about us, and info about you, guess what will happen.

I love more than anything that you see the value in providing housing and caring for your investment, however timing is everything.Once the tenants are out GO FOR IT!

So I would need a good interest rate and provide upgrades that would yield positive ARV along with pay down and appreciation to provide 20% equity for a refinance?

Anytime we've done occupied renos we end up having to provide the tenant a rent discount because timelines weren't met or something got damaged.