small mom n pop banks usually the best !

@Cathy DoddsYes. 1 year is a long time for something else to pop up on a title search.

Deals will pop up.

I was just on FB and an ad popped up for Stessa.com which supposedly helps landlords track income and expenses for their RE portfolio.

I also have a HELOC on my primary, but I don't use it, simply there if a great deal pops up or if I need some cash quick for whatever reason.  

Having both lived through the housing bubble pop we saw how easily the economy could affect everyday life and we saw that the saying "easy come, easy go" does aply to jobs, so we made sure that either of our salaries could cover the entirety of our monthly expenses.Not long after we bought our house, my wife was finally able to sell a trailer house she had bought in our college town and we used that money to replace our vehicles (while they were still driveable, their age and wear was getting a bit worrisome and we found out we were expecting and decided we didn't want the worry of being stranded on the side of the road with a baby).So here we are left with a mortgage payment, an infant daughter, two paid for vehicles and a happy marriage. 

Looking for someone more established than a mom & pop operator. 

I've been shocked to find how many groups offer "success" stories, but when you do some independent research, red flags pop up. 

Most sellers are not running a sophisticated operation with duplexes where they have professional P&L's & things of that nature.The reality is most of these assets are owned by mom & pop landlords & they are going to vary based on who is operating them.

I wouldn't have thought the cabinet color would look so good but it popped in the photos.