100% here could just be a marketers way of saying no out of pocket expense. 100% LTV by a HML is rare but a product an investor could certainly use.

Sure contracting FSBO, or mailers (how to target), but seems like poor ROI

Finished product:

I got bored, with all of the down time between cashing rent checks and fixing toilets at 2AM so I went to graduate school and also became a an engineering consultant.About 10 years later I took a full time job again and am now a professor in manufacturing engineering, own a virtual manufacturing company, a media production company, and because of real estate investing, this year I will donate more than my take home pay back to the university I work for.I can honestly say that I retired at 26.

Or is this just a company trying to sell me their product?  

Granted, maybe not many sellers would do that, because it seems counter productive if they are sincerely trying to consummate a sale.

We do a thorough inspection and know exactly what needs to be done between tenants and have the right people tools and product ready for that day.

So here's what I was thinking.I have strong skills in:Wordpress Web DesignECommercePodcasting & Video Production & EditingWriting/Blogging (I'm published)Social Media Branding & MarketingEmail MarketingMobile TechnologyPhotograpy EditingAnd of course Recruiting and Business Consulting (I did a lot of startup advising)Here is the problem.

Mark Schow is a friend of mine who was the head of his state mortgage association, he did thousands of investment loans for "Rich Dad, Poor Dad" clients and was one of the largest reverse mortgage brokers in the country. 

She would probably be looking at 12-15% interest rate and 3-5 points, given it seems her borrower profile is poor.