It also lets the tenants know that I am involved with the upkeep & ongoing maintenance - they are not nearly so likely to destroy things.

I ran all the numbers as if I did not live there, then decided if it was a good investment.

However when I ran the numbers and compared non leveraged ROI vs leveraged ROI they were actually almost identical.So it seems like its actual a good deal, especially if I used the cash out funds to invest in a better ROI property.example.  

Another is still ongoing and I'm getting paid the interest per contract monthly - no misses to date for 13 months.

That would bring the loans in line with each other better and on-going balance maintenance would have you loose a little bit of yield each year depending on how seasoned (old) the underlying loan is.Now, that is likely not a good deal for you, an uninterested third party but could be a win/win for the actual Borrower lady you are trying to help.

Hello All, I ran into something that I don't know how to handle.

I've been working with a "turn-key" real estate company that I've been very happy with up until this point, but today they gave me the actual agreement for the asset management on-going portion and there were a couple of surprises.First, the company wants to garnish 12% of the rent into a trust that they manage in order to build up funds to pay for maintenance items, etc; this is of course still my money, just kept by them so there isn't a problem of maintenance needed but me not able to pay it.  

I've done a bit of digging on things for Title IV and the devil is really going to be in the ongoing reporting requirements.  

Tell atty to read DF around page 1442, ANY credit to a sale price from ANY ongoing payment is financing if it reduces the sale price.

Oh well I plan to keep learning and gaining ongoing knowledge from the help of you and others here on BP.Thanks again!