You stated it was non transferable.

We cleaned the place from top to bottom and it was "move in ready" per his words.The rest of the story is a little longer than necassary so anyway, he is trying to keep our security deposit 100% citing our lease agreement. 

Hello BP, does anyone know of any lenders that refinance non warrantable condos? 

Besides the obvious that your place could get gutted and cleaned out of anything valuable, there are a number of scams where your listing gets posted to Craigslist, someone else gets access (IE via your lockbox) and "rents" your property to unsuspecting victims.If you do collect fees electronically, don't use Paypal.

Fortune named him the “original hippie entrepreneur” in 2002, and he coined the phrase “restorative economy”Here’s a great TED talk on what must occur:The Third Industrial Revolution: A Radical New Sharing EconomyA distributed, non-centralized, internet of things based sharing economy.Productivity globally has been declining for 40 years.

or only cleaning and damage expenses? 

I can give you my more specific opinions if you let me know if you are accredited or non-accredited?

It also weeds out the non-serious people.

Search for those that allow non accreds they are out there.in our world we do ONE note one investor and you don't have to be accredited.. although usually a waiting list to get a note but they get filled in 30 to 45 days..

Sam Hendricks Option fees are non-fundable and don't go towards the purchase.