This is a very simple and almost natural human response to such a situation.Now if this was a local trout stream that sees little pressure or an archery elk honey hole here in Idaho...then maybe I would have been a little more forgiving of your response to my initial message; etiquette and sportsmanship almost asks this of us at times. 

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i am have been ready to move on from SFH for some time, always believing the natural evolution would be to Multifamilies.

@Jason Morford construction Has a natural order of operations like, mechanicals first, then windows, then walls, painting….

We have followed the BRRRR method throughout, and always refi'd into the 30-year FNMA/FHLMC backed products; always in separate names to allow my wife and me to maximize that cheap money (you can each do 10 loans). 

I think it's human nature to seek low effort objects or success.

I'm used to running carpenters but I suspect they are similar in nature to your oil refinery ruffians. 

Every market and product type has a market cap rate.  

The Village had a very productive conversation yesterday and it sounds like they are not interested in putting in too many restrictions but it's going to be open for public comment next month.

There are plenty of low down payment loan products that will typically have a higher interest rate with them.If the numbers still make sense, the higher rates are worth the leverage of using less of your cash.