. :)In either circumstance, notes have always been an interesting topic to me for the variety of what could be constituted a note and what you can actually add to your note portfolio to diversify other investment vehicles in the grand scheme of ones portfolio.I do have a question though, do you know anyone who has invested in lottery winnings?

What documents do I need to to ask for on a multi-family property in order to "run the numbers?"

But in general, multi's will cash flow better, SFR's will appreciate more.

Will be looking for a multi-family loan. 

The seller's apprehension may be because he is housing more un-realated people than allowed or is treating the property as a multi-family when it is not.  

You may not be able to find your best buy and hold here right out the gate but if you take on a few different angles in real estate, maybe wholesaling and flipping, you will build the bank account and then most likely come across an off market multi family and have your buy and hold.

If you want to start investing in real estate and be able to more comfortably afford your monthly mortgage payments my suggestion would be to sell your house and purchase a multi family property anywhere from 2-4 units.

I am particularly interested in multi-family properties if you have any of those.Good luck and maybe I'll see you at the meeting.Chris BungeColdwell BankerColumbia SC

My goal is to purchase a small multi-family (duplex/triplex) or single family home that can be converted into separate living units within 9 months of my work contract ending.

I am looking at a property that needs rehab and currently vacant. I rehabs single families and with this opportunity I can considering stepping up to commerical. What I would like to do as some have done in residentia...