Additionally we would like to minimize the upfront lender fee.

PMI is minimal compared to the rents it allows you to make.

Most food servers, exotic dancers, and bar tenders, have very minimal 'base' income, it's mostly tip income, and a LOT of the time it's under the table money that the person does not voluntarily report to the IRS and pay taxes on.So, not a solution for you today.

If you had a "large" amount of cash saved up, zero debt, minimal monthly expenses, a 6 figure W2 job, and were 22 years old looking to start ASAP, how would you start? 

But a minimal starting point would be comparing to other investments. 

They say there is a guy in the area that would be willing to do one off maintenance projects for a minimal fee, like $20 a trip.My plan is to offer a little less with the 10k down and owner financing.

With proper due diligence, one can also minimize the risk of principal loss in a syndicated investment (i.e., ensure the loan period term is much longer than anticipated hold period, DSCR must be at a certain minimum level), but it's still a much bigger consideration than with small multis which have 30 year amort periods.Lane Kawaoka, congrats on your latest syndication which utilizes 30+ year HUD loan.

I am looking for a business savvy, honest CPA who will help me minimize costs, identify tax savings, loves sharing knowledge and be my go-to CPA going forward for my future realestate business.

I am looking for a business savvy, honest CPA who will help me minimize costs, identify tax savings, loves sharing knowledge and be my go-to CPA going forward for my future realestate business.

There are strategies to minimize capital gains, using the 1031, just not in real estate.