I started investing my retirement money in the stock market about a year ago, using a modified David Swenson Yale portfolio strategy, and so far, results have been underwhelming.

I tile the countertops with granite and put a matching wood trim.

., landlords are in competition with each other and may not be able to pass on this cost as a result; water company is not in competition with anyone and will be able to pass on the cost.)This is already the rule in most places and has been essentially forever.  

Once we started construction, we ran into several major problems including a steam pipe running through a kitchen wall that we were planning to open up, a huge leak inside a couple of walls that required the replacing of a whole exterior wall, damaged subfloors, major termite damage that resulted in a replacement of the sill plate in the master bedroom, needing to upgrade full electrical service (and split it into two separate panels) and a corroded water line that required emergency replacement all the way to the street in the middle of winter during record setting cold temps and a snow storm.

If you are dead set on a multi in the areas mentioned, you might find that mailing owners direct will yield better results than what is listed.

There's a lot of factual information on this topic - including the white paper I referenced that the National Association of Realtors submitted, ADA Requirements at https://www.ada.gov/service_animals_2010.htm, and more (googling the topic results in significant resource information). 

On the other hand, if you believe all debt is bad, pay cash and take longer for the same result. 

As a result i am looking out side my area to find properties to buy and rehab, also some rentals properties.    

Be careful to not over cover your self but be careful to match the coverage to your risk tolerance.

As a result, I'm always testing new ones.