Lenders got tough with this about 20 years ago, and among the various documents borrowers sign at closing are affidavits attesting to the source of down payment.

@Chris Coleman Yeah, I've attended meetups hosted through this source before.

HiI wanted to reach out to the BP community to see what source people are using to buy lists in Idaho.

The brokerage-level training is more geared towards the nuts and bolts of what to do first and how to grow organically with sphere of influence and other lead sources you may already have on hand without knowing it.Network network network. 

It has been an extra source of income too. 

Income is income no matter the source.

The home uses 2 natural gas heaters (dyna-glo 3000 BTu), house was built in 1950 (older homes used these gas heaters as a heat source in the area) and is in the upperclass area where newer homes have been built and continue to be built ( which newer homes have central heat) , I just had the appraisal come back to the lender is saying that “” Appraisal stated The heaters aren’t normal for the area this is a comparable item The subject property doesn’t exist the area and/or comps used” so the underwriter won’t approve the refi , what do you guys think my next move should be?

I will try to find a mentor or maybe a group who will guide me along, I have a list source pulled, but it's currently sitting not doing anything.

In addition, the source of these numbers is just as important as the numbers themselves, if not more so.

If you have baseboard against an outside wall that is far from the heat source, it may freeze.