If the properties still cash flow with less money down and the extra cost associated with the loan, I think that would be my choice.

Anyway, here is my latest before and after of a recently complete show suite in a three unit townhouse project.old kitchen - nastyNew kitchen - beautifulold bathroom - extra nastynew bathroom - extra niceAny builders out there? 

Nothing could be further from the truth.  

Just eat the extra $1500 as profit that you pay tax on.   

I am planning on moving to the Tampa area of FL to try my hand at flipping full time so an extra $10-$15k would be great if I could get it by waiting. 

Easier to just do it once than twice unless there is some reason you want to give extra money to the State.  

So I have an extra 10-15K right now.

Is there any way to get around all of the extra fees and restrictions and paperwork to make this a smooth transaction.

Currently I do not have the best credit (fair) and not so much extra cash.

I am in the same field, and I got into real estate and think it works fairly well with education (if your job has some flexibility like mine)...I can recall spending like a hundred grueling hours fighting over half someone's deposit in the legal aid office and stalling the eviction an extra week or two on  technicalities (a noble cause for sure), but they still, of course, were evicted eventually with no money.