I have doubts about taking on a mortgage at my age and whether it will affect my credit score positively or negatively.

In other words, you can always offer more, but it's much tougher to offer less once you've shown your cards and offered too much!

I have good income & excellent credit as well.

On Commercial notes from community banks and credit unions you may notice that the loans will balloon at the end of the term period and often times the term is shorter than the period they amortize for your monthly payment so at the end of the term you're left with a sizeable balance to payoff or refinance again.

Most states will give credit for tax paid in other states but if their tax would have been higher they then assess the difference. 

Check back with me in 30 days and I should have a formal proposal .Side note - I have read on BP and am also finding locally credit unions are a good source for investors.Best wishesChris

.), I have now found a massive win/win solution that helps me fill my parks, helps the bank finance more deals, helps the factory sell more homes and helps customers with poor credit get financing...this is a massive game changer for our portfolio.

The other 5 I bought cash from my earnings from my various business dealings and are in various stages of completion, being remodeled or next in the pipeline.Here’s my question, I can’t keep dropping 10’s of thousands of dollars boot strapping my property acquisitions and I think I’ve acquired enough collateral to put up for a line of credit so I can continue to buy deals as they present themselves, which is every day in my area.

Were going to negotiate with seller to give us some credit towards that, but I don't think that's too much for a new roof.

.), I have now found a massive win/win solution that helps me fill my parks, helps the bank finance more deals, helps the factory sell more homes and helps customers with poor credit get financing...this is a massive game changer for our portfolio.