AND THEN anything is left - THAT is your net profit.Analyze a few multi-family or commercial deal and see where the line items fall. 

Over 5 units is full commercial construction, and outside of my knowledge.

I just recently purchased a 5 unit building with a commercial space in WI. 

That would be in the commercial property territory and there are other requirements for they type of loan.  

I learned that during a downturn is truly when real wealth can be created, BUT; you need three things in order to actually make something happen:-Knowledge: understanding your market and recognizing an opportunity-Cash (or access to cash): Banks don't take chances when the market is down. 

That is because you are moving into commercial loans.

@ Anthony Miller there are many commercial lenders as you have just listed several yourself here. 

Think of it as your commercial zone in your town.

So today I was doing maintenance at one of my rentals, I opened the closet to access the central AC handler unit to change the filter and after I opened the closet door,  I had to rearrange a few things to clear the space to the left so I can have a clear path to the filter slot.As I moved some clothes to the right my hand touched what appeared to be a human head on the rack.I quickly jumped back and in my mind was a scene in Silence of the Lambs...I tripped on myself and fell on my butt.I was so scared LOL.Glad the tenant wasn't there.

Hi Biggerpockets
I'm planning to purchase 5 units property in Reading,PA or Philadelphia,PA in the next 2,3 months.
I have 2 options that I'm still thinking which one will be the best for me , now I'm in a place whe...