This is the reason for such broad reaching government programs.- again, over leveraged and cash poor businesses are feeling the pain.

Please review and comment regarding the impact of this broad interpretation of the law.

If on the other hand the carriers listen to your project and decide you only would qualify for a Builder's Risk policy then you will need to ask if they will provide liability based on your circumstance (are you using an insured GC other than yourself or will it be you doing the work.Once you know which see if you can get a DP3 or Special Form rather than a DP1 or basic, if not shoot for DP2 or Broad Form. 

i would like to insulate myself as well as the seller from any risk. sometimes i will be working with another home stager and only supplying the artwork. either way, it would behoove me to have this covered from my end, hopefully nominally as far as price point, to make for a smooth and happy transaction for everyone. i'm trying to build a template which can be utilized for the broad brush strokes of this type of business. are there any other questions i should be asking?

This is a simple list and the topics are very broad, but those skills are essential in ANY business, and you don't learn them in high school or working at KFC.

It's OK to research broadly to pick a niche but understand that there are bad investments in every niche.   

That is not to say, however, that a hard money lender won't steer you away from a really bad deal - for no other reason than your deal has to meet their underwriting criteria (ARV, rehab, etc. have to make sense, broadly speaking). 

Broadly speaking, anyone that says it’s passive income, or that touts replacing their W2 income in a short time span is either lying, or in the top top of their class.

"Sacramento" is pretty broad.

As you all know "real estate investing" is an extremely broad term.