Examples of tenants/companies are towing companies, auto mechanics, fencing contractors, landscapers, etc.

@Kristopher Kelly *Seller financing I hate auto correct some times!

Hi Brad, Auto Repair businesses tend to freak lenders out for the perceived potential environmental issues associated with some of the activities that you have to do in your normal course of business.

The Swiss Cheese model is a model used for determining how accidents are caused.

I'm using my iPad and the auto correction is going a little crazy.When I get a home owner on the phone and realize they are underwater I discuss the options of doing a short sale.  

Do you guys use any systems to keep a a tenant's card on file to mitigate risk of late payments?

Havasu being a vacation/retirement town most of the work is in the service industry and auto/marine industry.

I have Auto Owners, my properties are in LLC's it is a home owners policy with Landlord Risk, i have $5K deductibles,  and they insure on property value, up to about $70K is $256/year or $350/year if it has a solid fuel heating unit (wood burning fireplace or stove) we have 18 properties spread over 2 policies, I regularity discuss with my agent if it is adequate, and she assures me it is more than I need. 

.-50 units and under-paperless system to accept application, screen tenants, background checks, sign documents/leases, accept rent payments, auto reminder to tenants, accounting/bookkeeping software, produce basic financial reports, and auto post to craigslist/etc.

Purely by accident How did you finance this deal?