Interesting investment model and I agree the headline is just a bit overarching.

CU's who have low deposit rates, usually also have low commercial lending rates.But at the end of the day, you just have to call each of these banks and see if they lend to your business model.

It could also be that the specific FICO models that we use as mortgage lenders are more conservative than the credit card FICO models - which would make sense.

Have fun with your aspirations in Norway!

However I always tell students and aspirants alike that if you find a good deal investors will readily find you.

Hi @Aimee Orozco check out some of the advice I gave to another aspiring investor: https://www.biggerpockets.com/forums/12/topics/496755-trying-to-get-my-real-estate-career-started Hope this helps a bit!

I have seen models that show the two metro areas converging in time, not unreasonable to envision.

Should I start learning how to write up business models to find investors for much larger projects like cardone suggests?

If Ford was still only producing the Model T, it would have been left behind nearly a century ago. 

2 year escrow, 1 year re-model, doors open and business is good.