The area is always expanding the business district as well as downtown, from Access to low-cost regional talent, competitive real estate costs, strong work ethics, and excellent facilities for sports, shopping, leisure, and healthcare.Love to discuss Toledo if you would like!

@Michael Conte - yes, try your local banks first, as you have planned - by local, I mean banks only in your state, and basically have 2 to 8 branches maximum - these banks typically prioritize local investors, even if you don't have a relationship with them previously;  regional banks, those that overlap several states in a region, are also usually good bets as well, but they usually prefer those with previous business relationships (aka previous loans that have shown a track record of paying on time) - but if you are willing to set up multiple lines with them (business checking for your LLC, for example), they might be willing to do a loan with you as well. 

I think this has a lot of regional variance.

You can find out what the property *should* be doing using a number of the STR data subscription services (none are perfect, but the overall trend is usually correct), or from getting projections from some of the larger, (or not necessarily larger, but more tech-forward) management companies, and also using the ENEMY MethodCovid has actually caused a boom in true, regional vacation rental markets, as most tourists aren't comfortable getting on planes or going to large metro areas yet.

I have heard that Columbus, Indianapolis, and a lot of the states in the Central Region have been good areas to invest in.

I was also curious about the best locations to house hack if there are any (could be a specific location or just a general region).

There are a lot of regional Insurance companies that can be very competitive in the markets they service. 

I've found regional credit unions to be a good place for flexible terms and reasonable rates.

Move-in fee, no.It must be a regional thing.

Your best bet will be smaller, regional banks or CU's.Lastly, for analysis you can also look at cap rates.