Thanks for the details on this project.

I usually will say who referred me to them and say that they are a friend, neighbor, family, etc and will then ask what their lead times usually are for work to be completed, how they communicate, are they comfortable working with me being out of state, how do they collect payment (terms and preferred method) and do they offer a business rate?

If the new buyer defaults on payments or otherwise breaches the terms of the mortgage, it could impact your credit and financial situation.Market Demand: Consider the market demand and potential buyer pool for properties sold under subject-to arrangements.

Lot of different terms with varying meanings... 

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

.- New supply is expected to moderate, with inventory growth slowing from 5.4% in 2024 to just 0.5% in 2025.While the market faces near-term headwinds from slow economic and population growth, the moderation in new supply and gradual absorption of existing inventory should support improved market fundamentals over the next 2-3 years.

A word of caution, though, from calling tens of cities and counties here in Colorado, even the supposed experts don't always know what their own short-term rental rules are.

Basically, if you are lending on someone primary residence is when things get sticky with disclosure laws, timelines, terms, etc. 

I would use current interest rates and terms for your refinancing calculations in case rates do not decrease.

We negotiated favorable terms with the seller, ensuring a beneficial agreement.