We appreciate the time and effort you put into submitting your application.

Today, the “flood house” is the best cashflowing property in my portfolio (the cashflow potential is a major reason I put in so much effort to fixing the problem).Every time I hear someone mention REI as a “passive” form of investing, I smile and think back to when I was knee-deep in mud, excavating truckloads of clay by hand, one bucket at a time through a basement window.

Maybe that took a lot of effort?  

If it isn't efficient and takes some time, but is worth the effort, I am TOTALLY open to suggestions.

There are many RMLOs out there that are misinformed thinking they can provide free lanced services, they cannot as that is determined at the mortgage banking and brokerage level, they are to operate under a qualified lender and those lenders willing to take on third party transactions will be very rare.Most likely, in reality, having a RMLO seal with their registration number on your financing documents will shift liability away from you as long as you're making a good faith effort to comply, at least as to regulations, you could still have liability to a borrower as a civil matter if your origination was not properly accomplished.

(Genuinely naive about it, so an elaboration would be awesome)Also, what liabilities come with the rental?

Take easy classes that will require no effort and little attendance.

Further, I've spent so much time and effort on this investigation, it would be difficult for the seller to start over with a new buyer.

So, here is what I will do in an effort to help. 

I'm sure there is always that chance but why are you concentrating your efforts on the rarest of the rare situations in a bankruptcy court?