@Jackie Cramer I would have an honest but gentle conversation with her and let her know that an extra two months puts you at odds with market timing and you are unable to accommodate it.

When I bought it, the returns were looking nice at a $1,100 per month rent estimate but it's nice that when construction was completed the market rent was $1,275 per month so that was an extra bonus of $175 per month per unit (or $700 per month total) over my initial cash flow projections when I signed the contract to buy the properties.

Buying the new house would mean you'd sell that in a few years when you moved to your forever home therefore adding in an extra set of realtor's fees and other costs associated with selling.If it was me, I'd stay as you are talking about moving in 5 years anyways. 

For your current snow if it was like RI  I would give them a little extra. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

And when trillions of dollars are sitting there waiting for the housing market to crash, that basically ensures that it won't crash -- prices won't have to fall very far before investors start spending all that extra cash, which will stabilize the market.

Maybe approach it backwards......ask them how much more rent they'd be willing to pay for an extra bath?

I'm up to adding the extra swaet equity but I don't know how to go around finding the financing for the property without any connections.

I'm not looking for hard money loan rates just pitching in with someone that might be looking for some extra cash for a project. 

When you sell to a relative, there's extra fun in reporting it.