I like what I do ,designing smart vehicles and the technology and I like to own assets too.

It is called VSI insurance which covers lenders in the case of a borrower "skip" (borrower defaults and basically can not be found) or post repossession damage to vehicles.

*No working on motorized vehicles (not even-or especially not-oil changes) ever.

Office expenses, vehicle, utilities when vacant, advertising, legal, accounting, management, touch up at turnover, evictions (including non payment of rent), tenant damage (not covered or collected from deposit), ongoing & capitol expenses, (plumbing, electrical, flooring, windows, hot water, furnace, appliances, paint, exterior), property taxes, insurance,  income taxes, deductible on insurance claims, etc.50% expenses is not unrealistic.

Septic tanks, even though they're full of crap (no pun intended), are sensitive things - the bacteria are highly susceptible to overload, bacteria soaps, bleach, chemicals, and other stuff that simply won't break down or will kill off the bacterial load.

Because I am making positive cash-flow from RE and I keep my expenses fairly reasonable, I can now max out every single tax advantaged vehicle available to me at work.My suggestion is to grind it out for 4-5 years more but make sure you are investing at least 50k-80k a year for down payments on good RE deals that will cash flow and hopefully appreciate.

They do not have great credit, and have roughly $80k in combined debt including student loans and multiple vehicles.  

This week I purchased three Moke vehicles, they are the small diesel cars popular around the Bahamas and the Caribbean that some of you may remember from one of the old 007 movies.  

And just FYI they may come back, as the renters cars are also probably super contaminated as well, and they can bring new ones back into the house every time they come in from their cars.If you go into the units yourself, they may get on you, and come back to your house, vehicle and family.It's best to get knowledgeable about these pests and know you will probably need re-treatment.They used to have problems with Lice, Bedbugs are much harder to get rid of: https://www.youtube.com/watch?

Debt Vehicle - I/O, Conventional, Home Equity, 100% Private Equity?