So, if the warranty cost $100 for 5 years, then that is $20/year and with 2 years left that is $40. 2.

Then the Supreme court will undo it.

., etc. all out of their commissions before they get to keep any $), their time, etc. then they also have to split anything they make with their brokerage. $4k would be losing money for me but again it sounds like a lower cost of living area.   

Then in 1 full year you have a rental property with more than (1) rent per month.

I signed up for the 3 day training then went back online to change the time , I couldn't.

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.2.

If he says no then tell him to have fun walking further. 

Then, I plug the applicants into a spreadsheet so I could prove that I compare each applicant the same. 

You can if you want, but if this loan is from a well known, licensed, reputable lender, then its similar to getting regular mortgage.

Then Sophie moved into the room next to James.