Talk to Lenders: Don't hesitate to consult with lenders directly to understand their specific terms and requirements.

However, I am hoping to know if anyone may have a referral for a solid lender who offers long-term financing (25-30 Yr Ams) who allows for a full CLTV seller carry behind their first.I understand the reasons why that vast majority of lenders do not allow this - trust me, I do.

This is still a very tricky area for lenders as there are not many "industry-standard" tried and true rules - many DSCR Lenders and buyers of these loans are still wary of the SRO model - that being said, it is a lot easier and more flexible to underwrite on an acquisition if you are buying and the property could be utilized as a LTR / MTR or STR as that allows for a more tailored projection (as long as the property doesn't have unique or altered characteristics that would require it to be a SRO / MTR)

They don't learn the tricks of the trade or understand the rules, laws, and contracts.

You don't actually hold the deposit, from my understanding. 

Yesterday, I posted my standard notice on the front door advising the occupants that the place has been sold, to call me, and that if I don't hear back, I may initiate an unlawful detainer or if the place is vacant that I may change the locks, along with a copy of the deed.The property looks barely habitable (hot water heater is on the back porch (which looks like it's about to fall off its rotted post foundation), sheets of drywall and plywood out front, tons of beer cans and collection notices on the front door, and rotted siding/wood on one side of the house.

This is something listing brokers don't fully understand.  

If they are insuring the property in its current state, it's likely that a new buyer will also be able to obtain insurance without trouble.As for the mortgage aspect, the key factor will be ensuring that the house, including the patio "room" and its roof, meets all local building codes and standards.

I am by no means saying this is a bad company or even a bad investment, all I am saying is do your own due diligence - all of this information is readily available on the SEC website to review and understand what you are investing in:below is from the SEC website• The Notes are unsecured, general recourse obligations of the Company that will be repaid from the Company’s working capital.

I only have a rudimentary understanding of how this works from some friends of mine who bought houses in Dubai.