I just finished listening to episode 838 and am now panicked because I don't have any of these other protections set up.  

A general credit line, on the other hand, could be secured by other assets or unsecured, and doesn't necessarily involve your home equity.HELOC Characteristics: - Uses your home as collateral - Usually has a lower interest rate than unsecured credit lines - Typically has a variable interest rate - Allows you to borrow up to a certain limit, repay, and borrow again during the draw period - Can be used for various purposes, including home improvements, debt consolidation, or as an emergency fund While it's possible to use a HELOC for RE investing or rehab projects, some lenders may be hesitant about this use.

But then off the list, I imagine the property values went up and/or the new competition drove the ADR's down. 

Plus, I will have some time to get ready to convert some extra space into another full up bedroom. 

I am afraid your strategy of using additional insured status to circumvent the lender being notified of the change in title ownership will just give your carrier reason not to pick up coverage in the event a claim arises. 

Just wanted to pass on that Navy Federal has a Homebuyers Choice option, 0% downpayment, really 0%, no PMI, but higher interest rate and 1.75% funding fee (and sellers can contribute up to 6%!)

We did our first flip in 2018, but we completed several more in 2019, and the pace really picked up.

There's no perfect software out there.

Is there a reason you want to give up the 2.75% rate on the old home to refinance into an LLC?  

My favorite has 5 bedrooms up and 2-3 down.