So if your adding a bunch of BS fees to a normal priced place you then are over priced compared to the competition that may or may not be self managed.

Is it normal for a partnership to form between a house-flipper (someone who finds deals, buys property, restores the property, and sells) and an investor (brings in the needed capital to buy property)?

I think what you're experiencing is totally normal for someone who knows what they're looking for.

Damage to a quartz counter (same for stone counters) is not normal wear and tear.Good luck 

Force placed insurance is also about 3-4 times the normal amount. 

We recently moved so we would normally pay the electrical for those items.

I also own other properties so they are saying this is normal once you are reaching loan capacity.

If you look here on BP, there is a lot of info on how to screen tenants.I also include as my final step in the approval process a home visit at their current residence to verify that they've taken "reasonable and normal care" of it. 

If it's too good to be true...It looks like a normal hard money lender, that is using the "Private Lending" phrase as bait. 

When their lease runs out you can gamble with someone else I guess.