I don't know what the property looks like but unless the bathrooms are really bad, you may want to spend your money on design/furnishing/amenities.

It could be pool/sauna, it could be game room/pickleball, it could be pets and baby friendly.If you are thinking of doing it from afar and have never done it before, you might want to investigate MTR as a healthy bridge opportunity where you can spend less money on furnishings and get longer stay tenants.

Sure, taking a trip cost money, but a few hundred or thousands of dollars is a tiny percentage of a real estate investment.

It can be pricy but well worth the money if you can afford it. 

Then what is the difference and if you put that money elsewhere, how much would you make?

It's a great place for skilled negotiators to make money. 

Looking for something that helps factor in all variables, fixed costs, interest paid on hard money loans, reno costs, etc etc. 

Everywhere I go there's all these experts and gurus selling courses but I just need to find that first deal especially since I don't have much money now and I'm willing to do what needs to be done to find those deals whether it be raw land or actual properties, residential or commercial.

I've been told by my attorney (i'm a private money lending business owner) that we do not accept payments post maturity unless we do a new written extension or loan modification with agreeable terms.

Look for hard Money for %80 of each property, then do a cash out refinance and pay the hard Money Lenders.