I would mention to them that you are looking to build a portfolio- a constant source of deals normally entices small banks.I would think is the safer route, rather than holding the property under your name where you have liability from a number of different angles.Likewise, if you are having trouble securing bank financing, you may want to look into a bridge loan, prove out the income for a year, and then circle back with a bank.

Is there a difference between a delayed finance  or a cash out refi?  

Hello,I am currently in the process of creating finance, accounting, and workflow automation solutions for real estate investors.

There is a bonus unit in the attic that’s a 1bd 1ba and 4 rooms in the basement with standing shower and mini kitchen.

That would eliminate a big portion of the financing that it takes to acquire a property and get it up and running.

You could even do an FHA 203(k) and finance the rehab.Live in it while you supervise rehab and then rent out rooms. 

Foe investors who like to purchase land, is every lender requiring it to be financed on a 15 year mortgage instead of a 30 year?

An IRA can use financing from a lender or seller financing to buy real estate.

How did you finance this deal?

I wanna build a portfolio that will go beyond just me but for my future family.How did you finance this deal?