The Real Estate Agency I work with is Dove Realty owned by Katrina Hawkins.

This law prohibits a financial institution from disclosing a consumer’s nonpublic personal information like your Social Security number, income, and outstanding debt to companies that are not related to the financial institution.https://www.ftc.gov/business-g...https://www.ftc.gov/business-g...Also, most credit agency contracts do not allow their clients to share info with 3rd parties.

And just to give some background, I've been running my own marketing agency for the last 12 years and before that was a contractor for 7 years.

She owns an agency in Palm City, FL called Stonebridge Insurance. 

The simple answer is you just put a mortgage on your house.More complex answer is it depends:- If you want to get a desirable agency loan (better terms and rates) you will have to put your house in your name and then wait 6 months for the tile to season

Pictures and presentation could be better, but that's probably not the issue.Offering a reduced buyer agency commission is a really big mistake, you are literally incentivizing agents to lead clients to other listings.

If so, did you use a collections agency or did you do this on your own?

Hi - can anyone recommend any commercial real estate agencies or agents that service Brooklyn, zip 11234?

A single agent representing the buyer and seller is referred to as "dual agency". 

If they are new and doing discount agency expect poor service and errors in the contracts.