Each state is so vastly different in the amount of sales how they work functionally and COMPETITION.  

In a market as competitive as CT taking three days to confirm these crucial details takes a while.

What I would do depends on the property but if I were to pursue it I'd offer something competitive, this property seems like it wouldn't be a good candidate for wholesale because it doesn't need much if any work. 

They're given on a project by project basis and the process is extremely competitive.

I’d keep an eye out because we are about to get hit by weakness from COVID-19 plus an Oil and Gas heavy state as well as an aerospace heavy state.

You can still occupy a 2-4 unit property for 3.5% down with a competitive interest rate.

Our concerns are that 2-bedroom homes are harder to rent compared to 3-bedrooms plus, and are looking for strategies to make the rental more competitive in the market.

I'd prefer to not have a STR heavy portfolio as you're essentially in the hotel business which is more dependent on a good economy to prosper.

The draw back to these loans is that they are more paperwork heavy than the other "portfolio" types of loans....but if you have ever received a loan on your primary home, it's likely that you will go through the same type of paperwork here with conventional lending.

They are typically more competitive with rates, easier to underwrite, less red tape, etc.Banks like Citizens and Bank of America will execute mortgages for you, but they need their overhead from you so they can turn around and sell it to someone else.