There are way more factors that go into this than I could even begin to explain.  

SO go find a good Broker explain the issue to him upfront, and ask if he can help? 

Have you explained to the lender that their requirement isn't possible in your area?

Somehow the person I was working with stop replying, even after calling the company's main number and explaining, no one called me back.

I did try my best to leave out any objective criteria since I am not entirely sure what kind of deal you are looking for.

There are tons of low-cost or free education options out there -- go dive in for a couple of weeks, get a 'degree' from YouTube University in Wholesaling - listen to different people explain the same concepts in different ways, and when you feel like you're good enough to explain it to others, find more concepts that you have learned, and repeat the process.  

My parents always taught me to not do anything that I wouldn't feel comfortable explaining, so I declined and just went with an investment loan for 25% down and a much higher rate.

., & @Timothy Church for you input.Correct, in regards to non-disclosure, this is very helpful explanation though as I would not have explained it as clearly as you Timothy.Based on our research, we have noticed that the rental pace in the city has gone down this month.

Can someone is layman's terms explain a warm bodies guarantor.

When you can explain the difference between a double-closing and simultaneous closing, you're on the right track, keep at it.